First step to deciding to purchase is to be pre-qualified. That proof of ability to purchase is part of the Arizona contract, but it also gives you an idea of not only what you can afford to buy (on paper) but what helps you determine your budget.Here is a lender with Long Mortgage that I have known for over 15 years (even prior to my real estate career) and as a broker, she has the ability to shop for the best package for you.
Impact Rates on Payment
Be Careful With Your Finances.
Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.